Which banks accept Americans in Singapore?
How banks, brokers and fintechs in Singapore treat US citizens and green-card holders ("US persons" under FATCA): who opens accounts, who only keeps existing ones, who restricts products, and who refuses.
At a glance
6 entries specific to Singapore · 9 that apply anywhereWe have 6 country-specific entries for Singapore, plus 9 policies that apply wherever you live. None of our country-specific sources confirm an institution that opens new accounts for US persons yet; see the policies below that apply anywhere. Sourced as refusing US persons: DEGIRO, Endowus, Saxo, StashAway, Syfe, Wise.
Institutions in Singapore
Banks, brokers and fintechs with a sourced policy for people living in Singapore.
| Institution / product | Status | Note & source | Last confirmed |
|---|---|---|---|
| DEGIROBrokerage account | Refuses | DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage. official Source: DEGIRO Helpdesk: Can I become a client as a US person? | 2026-10-19 |
| EndowusInvestment platform | Refuses | Endowus can't open accounts for US citizens, green-card holders, US tax residents or anyone with a US address. It refers US persons to LEO Wealth, a cross-border adviser, and says it receives a referral fee for doing so. | 2026-10-19 |
| SaxoTrading & investment accounts | Refuses | Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide. | 2026-10-19 |
| StashAwayRobo-advisor portfolios | Refuses | StashAway Singapore's help centre has a dedicated 'I'm a US Tax Resident; can I open an account?' article, and search-index copies say US tax residents can't open accounts. The page loads its answer with JavaScript, so this was checked against the search-index copy. Re-check it manually. official Source: StashAway Singapore: I'm a US Tax Resident; can I open an account? · checked via search index (answer rendered client-side) | 2026-10-19 |
| SyfeManaged portfolios / brokerage / cash | Refuses | Syfe says its offerings aren't available to US citizens or US residents. If you become a US person, Syfe may close your account after giving you time to redeem your investments. official Source: Syfe Help: Can I open an account if I am not a Singaporean? | 2026-10-19 |
| WiseWise Interest & Stocks features | Refuses | Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash. official Source: Wise Help Centre: Who can use Interest and Stocks | 2026-10-19 |
Policies that apply wherever you live
US brokers and global fintechs whose rules for US persons abroad don't depend on your country.
| Institution / product | Status | Note & source | Last confirmed |
|---|---|---|---|
| Charles Schwab / Schwab InternationalSchwab International brokerage for US expats | Opens new accounts | Schwab markets brokerage accounts specifically to 'U.S. citizens living abroad', with US-dollar accounts, a Schwab Visa debit card with ATM fee refunds, and 1099 tax reporting. Which products you can get depends on your country of residence. | 2026-10-19 |
| Interactive Brokers (IBKR)Brokerage account & IRAs | Opens new accounts | IBKR treats US citizens as US tax residents wherever they live. Its staff, replying on IBKR's own Campus site, say it offers IRAs to US citizens living anywhere in the world, and that you keep your account when you relocate unless the new country is sanctioned. IBKR may still ask for a new application and asset transfer to its local entity. Your entity follows your country of legal residence. | 2026-10-19 |
| Fidelity Investments (US)Brokerage & mutual funds | Keeps existing only | Fidelity's FAQ for investors outside the US says it doesn't open new accounts for people residing outside the US. Existing customers who move abroad may keep accounts, but they can't buy mutual fund shares (including adding to funds they already hold), and further limits vary by country. Fidelity's site blocks automated fetches, so this was checked against the search-index copy of the official page. Re-check it manually. official Source: Fidelity: Investors who reside outside the United States (FAQ) · checked via search index (site blocks automated fetch) | 2026-10-19 |
| Charles Schwab / Schwab InternationalUS-registered ETFs | Restricted | Schwab says International clients 'in certain jurisdictions' may no longer be able to buy US-registered ETFs. It offers EU-authorised UCITS ETFs to EEA residents instead, traded through a specialist with foreign transaction fees. official Source: Charles Schwab: U.S. ETFs for International Investors | 2026-10-19 |
| Vanguard (US)US brokerage / mutual fund accounts | Restricted | COMMUNITY DATAPOINT, NOT OFFICIAL POLICY. Bogleheads forum members report that after they gave Vanguard a foreign residential address, they could no longer buy or exchange, but could still sell, reinvest dividends and transfer out. Some reported taxable accounts being closed. Experiences vary by country. Vanguard's own legal notice only says its US products are intended for US residents. community Source: Bogleheads forum: Vanguard accounts with foreign address (+ Vanguard 'Special notice to non-U.S. investors') · checked via search index (forum blocks automated fetch) | 2026-10-19 |
| BettermentRobo-advisor & cash accounts | Refuses | Betterment says it only operates in the US and can't accept customers residing outside the US, including US citizens living or working abroad. You need a permanent US address plus an SSN or ITIN. Login may be blocked from some countries. official Source: Betterment Help: Who is eligible to use Betterment? | 2026-10-19 |
| FirstradeBrokerage account (new applications) | Refuses | Firstrade accepts international clients, but only non-US persons. Its help centre says it doesn't accept new applications from US citizens or permanent residents living abroad. | 2026-10-19 |
| RevolutStock trading (Revolut's non-US entities) | Refuses | Revolut's trading entities outside the US can't serve US persons (citizens or residents) living outside the US. Only Revolut's US entity serves US persons, and only those residing in the US. The page says nothing about Revolut's everyday account. official Source: Revolut Help: Can I have a trading account if I'm a US person? | 2026-10-19 |
| WealthfrontRobo-advisor & cash accounts | Refuses | Wealthfront requires an SSN, a permanent US residential address and current US residence. It says it can't support clients living outside the US, including US citizens abroad. The page mentions a possible exception for active-duty military and US government employees. | 2026-10-19 |