Does N26 accept US citizens abroad?

Opens new accounts Current account official

N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder.

"we're still obliged to treat you as a U.S. Person, unless we receive the following from you"

Applies in: 🇩🇪 Germany, 🇫🇷 France, 🇳🇱 Netherlands, 🇪🇸 Spain, 🇵🇹 Portugal, 🇮🇹 Italy, 🇮🇪 Ireland

Source: N26 Support: Am I liable to tax in the United States? · Last confirmed 2026-10-19

By country

Country	Product	Status	Note & source	Last confirmed
🇫🇷 France	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇩🇪 Germany	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇮🇪 Ireland	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇮🇹 Italy	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇳🇱 Netherlands	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇵🇹 Portugal	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19
🇪🇸 Spain	Current account	Opens new accounts	N26's tax help page tells US persons what to provide (US tax ID/W-9-style details) rather than turning them away: implied open. N26's FATCA page asks every customer whether they are a US citizen or green card holder. official Source: N26 Support: Am I liable to tax in the United States?	2026-10-19